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Forbes has learned that banks are quietly reestablishing the no-doc and low-doc mortgage market. In fact, low-doc loans accounted for 8% of newly originated loan pools as of this February.

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Right now you’re thinking, "is this the end of all-time low mortgage rates?". Your refinance option. make sure you ask your loan originator for an explanation of the characteristics that make your.

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No Doc Mortgage Refinance. 36 likes 2 talking about this. Mortgagerefinance101.com offers No Doc Financial Product To Consumers To Decrease The Value. Jump to. Sections of this page.. Home Equity Loan Line Of Credit.

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The no doc mortgage does not exist in the same form that it had before 2008. Great Recession-era reforms require lenders to make sure the borrower can afford to repay a mortgage.

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The interest rates for refinancing with a no doc loan are higher than a traditional mortgage because of the increased risk to the mortgage lender. A low doc mortgage differs from a no doc loan in that you are providing the lender with some documentation in the form of your stated income and employment history.

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I’m like that’s weird, no. Tying you up, it’s like play. “To me it’s like I’m going to pay the loans,” she said. “My parents aren’t going to pay the loans. My parents put nothing into my school.”.